Best Credit Card In Germany

There are thousands of different options but only a few of those stand as smart options for expats and English. Alternative to credit cards without foreign transaction fee.

Best Credit Card In Germany 2020 Howtogermany Universal Hires

As described in the article about the Hanseatic Bank GenialCard VISA Card this credit card is currently one of the best cards on the German market.

Best credit card in germany. As elsewhere the most common cards in Germany are EurocardMastercard and Visa however credit cards are not accepted everywhere. Best credit card to get for use in Germany. You can also use American Express cards and Discover cards with the Diners Club logo.

While Germany ranks highly in Europe for the acceptance of new technology like contactless and mobile payments its still a cash economy. For your own detailed test you can use our credit card calculator that calculates the fees and the savings credit card comparison. Barclaycard and Santander are the most well-known household names who offer these types of cards.

Using the Bank of America Travel Rewards credit card for students lets you earn an unlimited 15 points per 1 spent which you can redeem for statement credits toward travel expenses. The Best Expat Recommended Banks. The Mastercard Gold from Advanzia Bank is one of the best credit offers in Germany if you are looking for a credit card with no fees.

Its important to note that the Advanzia card will not charge you immediately on cash withdrawals from ATMs but interest rates apply from the day on you withdraw cash 149 per. Further below we have answers to all of your questions on which card is best for you and to using that card in Germany. American Express is also accepted at.

Apply for the Advanzia Mastercard Gold here. One reason for this is because it is easy to qualify for the card even if you do not have a long credit history. Visa and Mastercard are widely accepted in Germany.

The best credit card in Germany for you can already be one with a 0 fee such as the N26 Mastercard or the Hanseatic Bank GenialCard Visa. Through some Visa credit cards and MasterCard one can withdraw cash free of charge from an ATM. Its so good that it has been rated as the best German credit card recently by the German magazine FOCUS Money.

The credit card provider American Express is not so commonly accepted as shops and restaurants would have to pay much higher fees to offer it. From reading other posts on this sub and reading up online it sounds like Germans dont really use credit cards much instead opting for debit cardsbank transfers. Barclaycard and Santander are the most well-known household names who offer these types of cards.

However theyre accepted in fewer locations. If you know our special portal since a while you know that we highly recommend the two banks DKB and Comdirect as top banks in Germany. In Germany the term credit card is not always meant for a card with real credit line.

Payments with these credit cards increase year by year however they are still not universally accepted. Credit cards according to the definition we would use in the Anglosphere DO exist in Germanybut there are only a couple of providers who offer them. The Bank of America Travel Rewards credit card for students offers rewards along with no annual fee and no foreign transaction fees.

The best known brands are Visa card and MasterCard. It supports Apple Pay and Google Pay. Our team has compared all the options for getting a credit card in Germany.

Similarly free without annual fee credit cards. Apply for the Advanzia Mastercard Gold here. Germany is unusual in that it has a relatively low level of credit card usage compared to other European countries with many people preferring to pay in cash.

The Advanzia Bank MasterCard Gold credit card is one of the best credit cards in Germany especially for expats and students. I however think it would still be a good idea to at least have a credit card that gets. These are all bank accounts they are not credit cards in any way shape or form.

On this page you will find the top 5 cards currently available. TOP 5 German Credit Cards Generally VISA and Mastercard credit cards are the most widely accepted cards in Germany apart from debit cards. The best credit card to use in Germany is a Visa credit card or a Mastercard.

Ill be heading to Germany in a few months and I currently only have one credit card. You might already be well aware that you certainly arent limited by the number of choices you have when it comes to picking a banking provider here in Germany. If you prefer to have a bit of flexibility financially get a credit card with a high limit and decent payback conditions.

For everyday payments this card wont cost you anything even abroad.

Top 5 German Credit Cards